Change Deposit Account: Tenants in Germany

What to do when the deposit account is changed?

Many tenants in Germany face the problem that the bank changes the deposit account without clear notice or delays repayment. This section explains which rights shared-flat members have, which deadlines apply and which authorities are responsible. For the main legal basis see BGB §§ 535–580a^[1]. In disputes the local court (Amtsgericht) usually decides in the first instance; higher rulings come from the BGH^[2] and further information is available from official authorities^[3].

Checklist for shared-flat tenants

• Check account statements and deposit agreements.
• Document any account or bank changes in writing.
• Inform the landlord in writing and demand repayment.
• Observe deadlines: the deposit must be returned after reasonable review and accounting.
• Secure evidence such as photos, emails and receipts.

How to claim the deposit securely

First send a formal demand to the landlord with a clear deadline (e.g. 14 days). Send it by registered mail if possible and keep the tracking number. Explain the basis for your claim and cite the relevant law^[1]. If there is no response, you can file a lawsuit at the local court.

FAQ

Who is paid the deposit if multiple tenants are on the lease?

All tenants named in the contract are jointly liable; repayments are made to the account holders named in the agreement.

What deadline does the landlord have to return the deposit?

There is no single statutory deadline, but the landlord must repay after reasonable review and final accounting.^[1]

Can the bank change the deposit account without consent?

The bank may not unilaterally change account handling if there is no contractual basis; check documents and contact the bank.

How-To

1. Check deadlines and account statements.
2. Draft and send a written demand by registered mail.
3. Document all replies and evidence.
4. If necessary, file a claim at the local court.

Help and Support / Resources

• Civil Code (BGB) – Gesetze im Internet
• Information on local courts and court organization
• Federal Court of Justice (BGH) – Official site

1. [1] Gesetze im Internet – Bürgerliches Gesetzbuch (BGB)
2. [2] Justizportal – Informationen zu Amtsgerichten
3. [3] Bundesgerichtshof – Offizielle Seite