Bicycle Theft: Tenant Guide Germany 2025

Many tenants in Germany are unsure after a bicycle theft which steps are important and what rights they have. This guide explains in plain language how to report the theft, which official forms and proofs are required, and how liability and household insurance can help in practice. I show how to collect evidence, prepare a written police report and assert claims against a landlord or insurer. There are also templates for notifications and practical tips on deadlines, receipts and court procedures if legal enforcement becomes necessary. The aim is that tenants can assert their rights securely and minimise loss as quickly as possible. The information is neutral and practical and does not replace legal advice. Use the examples and template texts to act promptly.

What tenants should do

• File a report with the police and request a written confirmation ^[2]
• Inform the landlord if shared storage areas are affected
• Collect photos, purchase receipts and witness notes and store them securely
• Notify insurers (liability/household) in writing and report the loss
• Replace locks if keys were stolen
• Observe deadlines: report promptly and keep records

If damage to the rented premises results from the theft or safety is affected, landlord duties under the German Civil Code (BGB) may apply. ^[1]

Forms and templates

Important official steps include filing a written police report and notifying your insurer. For civil claims, court forms and guidance from justice portals can help; information on local courts and procedures is available on official justice websites. ^[3]

FAQ

Who pays if my bicycle is stolen from the cellar?

It depends: household insurance may cover the loss; the landlord is liable only for breach of duty. Report the theft to the police and submit evidence to your insurer.

Do I have to notify the landlord immediately?

Yes. Inform the landlord in writing, especially if shared storage areas are affected or there are building security issues.

What deadlines apply for insurance claims?

Report the damage promptly after discovery. Exact deadlines and conditions are stated in the insurance contract.

How-To

1. Contact the police immediately and file a report.
2. Take photos and secure purchase receipts digitally.
3. Notify your insurer and submit required templates.
4. If necessary, submit claims to the local court.

Key Takeaways

• Report bicycle theft to the police and your insurer immediately.
• Collect evidence and keep confirmations safe.
• If disputes arise, local courts or higher courts may decide.

Help and Support / Resources

• BGB – German Civil Code (gesetze-im-internet.de)
• Police – Filing a report (polizei.de)
• Justice portal – Local courts (justiz.de)

1. [1] German Civil Code (BGB) — gesetze-im-internet.de
2. [2] Police – Filing a report — polizei.de
3. [3] Justice portal — Local courts and procedure — justiz.de