Eviction for Rent Arrears of Seniors in Germany

Termination by Landlord & Protection 2 min read · published September 07, 2025
Many older tenants in Germany face pressure when rent is not paid on time and the landlord threatens termination. As a tenant, you should first check whether this is a one-off oversight or ongoing arrears and which deadlines the landlord sets. This guide explains clearly which rights seniors have, which statutory rules from the BGB[1] apply, when mediation or installment payments are possible, and how to respond to a termination. We show practical steps: how to meet deadlines, gather evidence, use official forms and defend in court. The aim is to avoid financial hardship and provide legally secure answers for tenants in Germany.

What does termination for rent arrears mean?

Termination for rent arrears is a formal ending of the tenancy by the landlord, usually because rent was not paid or not fully paid. There are clear rules in tenancy law; important are exact deadlines and conditions, for example whether the landlord issued a warning or multiple months' arrears exist. Referenced statutory rules are in the BGB[1].

In many cases the law protects against immediate eviction if tenants pay within the deadline.

First steps for affected seniors

If you as a senior receive a termination, act quickly and document everything. This short checklist helps avoid mistakes:

  • Contact the landlord immediately and request an extension or installment plan.
  • Check bank statements, payment receipts and direct debit records.
  • Collect correspondence, reminders and payment requests as evidence.
  • Consider whether state assistance or housing benefit can cover a shortfall.
Keep all receipts and bank statements organized in chronological order.

Forms and official templates

For objections and defense against a termination, template letters and official guidance are helpful. The Federal Ministry of Justice provides templates and guidance on correspondence and legal deadlines[3]. A formal objection should state deadlines, document amounts and show an intention to pay.

Respond within the set deadline, otherwise you may lose legal options.

If it goes to court

Eviction lawsuits and disputes in tenancy matters are usually heard at the local Amtsgericht; higher instances are the Landgericht and the Federal Court of Justice for appeals[2]. Complete records, proof of payment attempts and medical certificates (if relevant) are crucial in court.

FAQ

Can a landlord immediately terminate for a single late payment?
Not always; often a warning or at least two months' arrears are required, unless there is a particularly serious reason.
What deadline does a tenant have to pay and avert termination?
Deadlines vary; act immediately and check the termination letter in writing; often only a few weeks or days remain.
Where can I get legal help?
Contact local tenant advice services, social welfare offices or legal counsel; in disputes the competent Amtsgericht is the point of contact.

How-To

  1. Check the termination letter for deadlines and reasons.
  2. Gather all payment receipts and bank statements as evidence.
  3. Send a formal objection to the landlord and, if possible, offer installment payments.
  4. Contact the local Amtsgericht or an advice centre if the situation escalates.

Help and Support / Resources


  1. [1] Gesetze im Internet – Bürgerliches Gesetzbuch (BGB)
  2. [2] Bundesgerichtshof (BGH) – decisions and information
  3. [3] Federal Ministry of Justice – forms and templates
Bob Jones
Bob Jones

Editor & Researcher, Tenant Rights Germany

Bob writes and reviews tenant law content for various regions. They’re passionate about housing justice and simplifying legal protections for tenants everywhere.