Housing Benefit in Retirement: Tenants in Germany

Housing Allowance & Rent Subsidies 3 min read · published September 07, 2025

Many retirees in Germany live on limited pensions and need supplementary support to cover rental costs. This guide explains in clear language who as a tenant may be eligible for housing benefit, which documents are required for the application and which deadlines must be observed. I describe how to avoid mistakes on the application, which official forms are necessary and how to take steps to court if problems with the landlord arise. At the end you will find action steps, official contact points and references to relevant laws so you can assert your rights securely and on time. Use the checklist and sample forms.

Eligibility and Requirements

Housing benefit is a needs-based payment that helps tenants with low income cover housing costs. Eligible persons usually have residence in Germany and either rent or live in certain owned accommodations. Relevant aspects are income, household size and rent amount. First check your income situation and whether special burdens can be considered.[1]

In many cases, the municipality pays the housing benefit after reviewing the documents.

Key criteria

  • Residence and habitual abode in Germany
  • Income check and allowances (review of pension and additional income)
  • Appropriateness of rent (gross cold rent or comparable calculation)
  • Household size and household members

Housing benefit application: Forms, deadlines and proofs

The housing benefit application is usually submitted to the housing benefit office of the municipality or city administration. Typical mandatory information includes personal data, household composition, income proofs (pension statements, bank statements) and a landlord's rent certificate. Many municipalities offer a "housing benefit application form" for download; as an example you can find a sample for Berlin on the city administration site.[4]

Submit complete documents to avoid processing delays.

Required documents (example)

  • Current pension statement or proof of income
  • Rental contract and landlord's rent certificate
  • Bank statements from recent months
  • Municipal "housing benefit application" form (deadline: as early as possible after changes occur)

What to do if the application is rejected or contains errors?

If the housing benefit office rejects the application or requests additional payments, first read the rejection notice carefully: which reasons are given and which deadlines apply for a response or objection. A timely objection can often be filed; in many cases submitting the missing documents resolves the matter. For formal errors or missed deadlines, the local legal application office or the district court can be involved.[2]

Respond to notices within the deadlines, otherwise you may lose your rights.

If the landlord causes problems

If disputes with the landlord arise—such as payment defaults or alleged breaches—tenants should document everything and respect deadlines. In case of payment difficulties, inform the landlord in writing and explain the situation; often a repayment agreement is possible. If the dispute escalates, the local court is responsible for eviction claims and tenancy disputes.[5]

Clear documentation of all payments and correspondence strengthens your position in court.

FAQ

Who is eligible for housing benefit in retirement?
Tenants with low income who reside in Germany; exact calculation depends on income, household size and rent.
Which documents are needed for the housing benefit application?
Common proofs are pension statements, bank statements, rental contract and landlord's rent certificate; municipal offices list additional forms.
What can I do if the application is rejected?
Check the rejection notice, submit missing documents and file an objection in time; legal assistance may help.

How-To

  1. Get information: check your income situation and eligibility.
  2. Gather documents: pension statement, rental contract, bank statements and landlord certificate.
  3. Fill out the form: download the municipal application or pick it up in person.
  4. Submit: file the application with the housing benefit office (in person, by post or digitally).
  5. Follow up: observe deadlines and provide requested supplements promptly.
  6. Legal options: file an objection in time or consider legal action if necessary.

Help and Support

  • Housing benefit office of your city or municipality (Hotline and local advice)
  • Social welfare office / social services (Hotline for social benefits)
  • District court (Information on filing claims and legal procedures)

  1. [1] Bürgerliches Gesetzbuch (BGB) §§ 535–580a — gesetze-im-internet.de
  2. [2] Zivilprozessordnung (ZPO) — gesetze-im-internet.de
  3. [3] Wohngeldgesetz (WoFG) — gesetze-im-internet.de
  4. [4] Housing benefit application sample and info (example Berlin) — service.berlin.de
  5. [5] Federal Court of Justice (BGH) — Mietrecht decisions
Bob Jones
Bob Jones

Editor & Researcher, Tenant Rights Germany

Bob writes and reviews tenant law content for various regions. They’re passionate about housing justice and simplifying legal protections for tenants everywhere.