Key Loss: Tenant Guide for Germany 2025
Losing a key often forces quick decisions: changing locks, who pays, notifying household or liability insurance, and possible legal consequences in the tenancy. This guide explains step by step which duties tenants in Germany have, which deadlines apply, and which official forms or authorities you should contact. Read practical tips to limit damage, how to communicate with your landlord, and how to document and preserve evidence. The guidance helps you avoid unnecessary costs and clearly state rights to your landlord or insurer. We also show when a police report is sensible, how to review quotes for lock replacement, and which documents you need for an insurance claim with liability & household insurance, including short sample wording. At the end you will find FAQs, a practical step-by-step guide and official links to BGB and ZPO regulations in Germany.
