Tenant Liability Insurance in Germany 2025

Liability & Household Insurance 1 min read · published September 07, 2025
Many tenants think personal liability and household insurance are the same or that landlords automatically cover apartment damage. This myth check is for tenants in Germany, especially students, and clearly explains what tenant liability insurance actually covers in 2025, how to get claims handled quickly and which steps protect your rights. It shows which damages are typically covered, when household insurance makes sense and how to observe deadlines and documentation so claims are checked promptly and you avoid unnecessary costs.
Bob Jones
Bob Jones

Editor & Researcher, Tenant Rights Germany

Bob writes and reviews tenant law content for various regions. They’re passionate about housing justice and simplifying legal protections for tenants everywhere.