Wohngeld Checklist for Tenants in Retirement Germany

Housing Allowance & Rent Subsidies 3 min read · published September 07, 2025

Many tenants in retirement in Germany wonder if and how they can apply for housing benefit (Wohngeld). This practical guide explains clearly which documents you should collect digitally, which deadlines matter and how an application proceeds. I describe typical proofs (e.g., tenancy agreement, proof of income, heating cost statement), name the forms, the authority responsibilities and give concrete action steps so you as a tenant can check your entitlement and submit on time. References to court jurisdictions and relevant laws are linked so you know where to find official information and templates. At the end you will find a short how-to and FAQ for common questions.

What is Wohngeld and who is eligible?

Wohngeld is a state subsidy for rent or costs of owner-occupied housing. Eligibility applies to lower-income households; for retirees, pension income, other income and household size are taken into account. The exact rules are in the Wohnraumförderungsgesetz (WoFG)[2]. For tenancy-related questions, the regulations in the BGB apply, for example regarding the landlord's duties and the accounting of operating costs[3].

Store electronic and printed copies of your key documents securely.

Which documents should you prepare?

Prepare these documents before submitting the application. Many authorities now accept digital uploads; check the requirements of your responsible Wohngeld office.

  • Tenancy agreement (rent) – current signed contract showing rent and service charges.
  • Proofs of income (payments) – pension notices, bank statements, evidence of other income for the last three months.
  • Heating cost statement (heating) – the last statement to calculate housing costs.
  • Wohngeld application (application) – completed form from your municipality or district.
  • Proofs of special payments (evidence) – e.g., care allowances or one-off payments.
Many municipalities offer the application form as a PDF for download and upload.

Example: How a proof is used

If your pension notice includes a one-off payment, attach the certificate. The Wohngeld office treats recurring and one-off payments differently; therefore document the type and date of payment.

Submitting the application: process and deadlines

Standard process: collect documents, fill in the Wohngeld application, submit documents digitally or by post, wait for the decision. Deadlines: submit the application in time, because Wohngeld is usually granted for the month of application or retroactively for a limited period; check the exact deadline with your Wohngeld office.

  • Check deadlines (deadline) – find out whether retroactive payments are possible and until when you must submit proofs.
  • Submit the application (application) – check your city or district online portals.
  • Contact for questions (contact) – note contact persons and reference numbers.
Submit missing documents promptly, otherwise the application may be rejected.

What to do in case of problems with the landlord or authorities?

For tenancy problems (e.g., incorrect operating cost statements or no heating), document defects and possibly reduce rent pursuant to the BGB. For disputes with the Wohngeld office request a written justification of the decision and check objection or litigation deadlines; tenancy disputes are usually heard at the local court (Amtsgericht).

Local courts are the first instance for most tenancy disputes.

FAQ

Who can apply for Wohngeld?
Generally households with lower income; retirees with low income and high housing costs can be eligible. Check local income limits with your Wohngeld office.
How long does processing an application take?
Processing time varies by municipality; expect several weeks. Missing documents extend the period.
Can Wohngeld be paid retroactively?
In many cases yes, but only for a limited time (often up to three months). Check the exact period with your Wohngeld office.

How-To

  1. Collect all relevant documents (evidence) such as tenancy agreement, pension notice and bank statements.
  2. Download your municipality's Wohngeld form or use the online portal (application) and complete the form fully.
  3. Attach proofs of payments and housing costs (payments) and mark special payments.
  4. Submit the application digitally or by post and note the confirmation of receipt (contact).
  5. Observe deadlines for retroactivity and supplementary submissions (deadline) and respond promptly to queries.

Final thoughts

A digitally prepared application saves time and increases chances of success. Use checklists, scan documents and contact the Wohngeld office if unsure. For tenancy law questions the local court or legal advice can help.

Help and Support


  1. [1] Bundesministerium für Wohnen, Stadtentwicklung und Bauwesen - Wohngeld page
  2. [2] Gesetze im Internet - Wohnraumförderungsgesetz (WoFG)
  3. [3] Gesetze im Internet - Bürgerliches Gesetzbuch (BGB)
Bob Jones
Bob Jones

Editor & Researcher, Tenant Rights Germany

Bob writes and reviews tenant law content for various regions. They’re passionate about housing justice and simplifying legal protections for tenants everywhere.