Adjust Deposit Savings Book: Tenant Rights Germany

Security Deposits & Accounts 2 min read · published September 07, 2025

Many tenants in Germany wonder how they can change a deposit savings book, for example to update the name, switch banks or request a payout. This article clearly explains what rights tenants have, which forms are required and which deadlines apply. You will learn how to properly inform the landlord, which documents serve as evidence and when a local court may be involved. You will also find practical sample texts for letters to the bank and landlord as well as tips on security aspects and possible deductions. We also explain how to collect bank statements, the handover protocol and payment receipts and which deadlines apply to claims for repayment.

Which changes are possible?

Typical changes to the deposit savings book are name corrections, bank changes or payout after the tenancy ends. Some changes require the landlord's consent or court proceedings because the savings book serves as collateral.[1]

  • Name change in the savings book (notice): If your name changes, present an ID and registration certificate.
  • Bank change or payout (refund): For payouts after tenancy, you need bank statements and a release declaration, preferably in writing.
  • Collect documents (document): Gather rent payments, handover protocol and correspondence as evidence.
Keep bank statements and rent payments organized.

Landlords cannot make changes unilaterally; a written agreement protects both parties. If in doubt, a clarification before the local court may be necessary.[2]

Respond to demands or deadlines always in writing and on time.

FAQ

Can the landlord change the deposit savings book without consent?
No. Changes to the deposit savings book generally require the tenant's consent or a court decision because the deposit is security belonging to the tenant.
How do I request repayment of the deposit?
Request repayment in writing, attach bank statements and the handover protocol and set a reasonable deadline. If the landlord remains in default despite evidence, you can consider legal steps.
What to do in case of a dispute about deductions or payout?
Collect evidence and contact the local court for clarification; procedural rules of the ZPO may then apply.[3]

How-To

  1. Collect evidence (document): Calculate all rent payments, the handover protocol and photos as evidence.
  2. Inform the landlord in writing (notice): Send a registered letter or a dated letter with a deadline.
  3. Contact the bank (refund): Clarify with the bank which documents are required for the change or payout.
  4. Court clarification (court): File a claim at the local court or use a payment order if the dispute continues.

Help and Support / Resources


  1. [1] Gesetze im Internet: BGB
  2. [2] Gesetze im Internet: ZPO
  3. [3] Justice portal: local courts and jurisdictions
Bob Jones
Bob Jones

Editor & Researcher, Tenant Rights Germany

Bob writes and reviews tenant law content for various regions. They’re passionate about housing justice and simplifying legal protections for tenants everywhere.